The Government of Punjab, under Chief Minister Maryam Nawaz Sharif’s “Hunarmand Naujawan Program,” has introduced the Parwaaz Card 2026 (also known as the Fly Card). This initiative is designed to empower skilled youth by providing interest-free loans to cover the high costs of moving abroad for work.
Today’s Big Update: Punjab Nigehban Ramzan Card 2026

Managed by the Punjab Skills Development Fund (PSDF), the program covers expenses like visa fees, medical tests, air tickets, and protector fees, ensuring you don’t fall into the trap of illegal agents or high-interest private loans.
Mubarak Ho! Get Your Ramzan Package 2026: Apply Online via 8070 & Nigehban Card Rs. 10,000 – Rs. 5,000

Quick Summary of Parwaaz Card 2026
| Feature | Details |
| Program Name | Parwaaz Card (Fly Card) 2026 |
| Loan Type | 100% Interest-Free (No Markup) |
| Maximum Salary Requirement | Job offer must be at least 5,000 SAR (or equivalent) |
| Coverage | Visa, Ticket, Medical, Skill Tests, OEP Fees |
| Official Portal | parwaaz.psdf.org.pk |
| Cost to Apply | FREE (No processing fees) |
Who Can Apply? (Eligibility Criteria)
To qualify for this interest-free financial support, you must meet the following:
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Resident: Permanent resident of Punjab (CNIC/Domicile).
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Age: At least 18 years old.
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Job Offer: You must have a genuine international job offer with a monthly salary of at least 5,000 Saudi Riyals (or the same value in another currency).
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Source: The job must be through a licensed Overseas Employment Promoter (OEP).
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Clean Record: No history of fraud or fake documentation.
Eligibility Criteria for Ramzan Nigehban Card 2026: Complete & Updated Guide
Documents You Will Need
Before starting your online application, keep these digital copies ready:
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Original valid CNIC.
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Job Offer Letter or Demand Letter from the employer.
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Evidence of the OEP’s license.
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Detailed Cost Breakdown (receipts or quotes for ticket, medical, and visa).
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Proof of skills or experience certificates (if required).
How to Apply Online: Step-by-Step Registration
The application is entirely digital. Follow these steps to secure your loan:
Step 1: Account Creation
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Visit parwaaz.psdf.org.pk.
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Select “Register as an Applicant.”
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Enter your mobile number and email. You will receive OTP codes on both; enter them to verify your account.

Step 2: Profile Completion
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Log in and fill in your personal details (Address, District, Skills).
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Enter the BEOE License Number associated with your job offer.
Step 3: Job & Loan Details
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Select the country you are moving to and your job title.
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Enter the salary mentioned in your offer letter.
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Calculate Loan: Input the costs for your ticket, visa, and medical. The system will calculate the total interest-free loan amount you need.
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Upload your documents and submit the application.
Step 4: Approval & Disbursement
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PSDF will review your application. Once approved, the Bank of Punjab (BOP) will process the funds. Usually, an initial amount is released immediately to help you start your processing.
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Important Safety Tips
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Avoid Scammers: This is a government-backed scheme. No one is authorized to charge you a “fee” for this card or loan.
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Be Honest: Providing fake job offers or documents will lead to permanent blacklisting and possible legal action.
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Keep it Legal: Always use the official PSDF link mentioned above.

(FAQs)
1. Is the Parwaaz Card only for those who already have a job?
While the loan is for those with a valid job offer, job seekers can also register on the portal to view verified international job demands from licensed promoters. Once you secure an offer, you can apply for the loan.
2. How do I repay the loan?
Since the loan is interest-free, you only pay back the principal amount. Repayment typically starts in easy installments after you have started your job abroad and begun receiving your salary.
3. Can women apply for the Parwaaz Card?
Yes! The program is open to both male and female skilled workers from Punjab who meet the salary and residency requirements.
Would you like me to help you check if your specific job offer salary meets the current currency exchange requirements for the loan?